How about civil charges?
The Monterey County District Attorney’s Office told The Pine Cone that it has dropped its criminal investigation into Christine and Francis Richard over allegations — by people in at least three California counties — the French couple solicited loans from them but didn’t pay them back.
In February 2010, The Pine Cone interviewed numerous former customers of the Richards who said the couple asked them for loans — as much as $15,000, according to one patron.
But after giving them money, the customers alleged the Richards never repaid them, even after making promises to do so. Several more people contacted The Pine Cone after the article was published and made similar allegations.